My Bank doesn’t have SWIFT code what should i do ?

Hello all,

I am regularly receiving all my payments from paypal but some sites doesn't have paypal as payment option and for wire transfer it requires SWIFT code but my bank doesn't have one so what should i do in this case. I heard some people were saying that we can use SWIFT code of other branch of Same bank but is it risky or have any one tried that ? i am from India and my current bank is SBI.

What are security issues about sending bank alerts via email/SMS?

Banks offer to send alerts for each transaction happening on a customers account. My bank is offering three options: SMS alerts, email alerts and push alerts into their own app. Only sms alerts are free of charge. The other options are a very small fee each time a transaction happens.

Could scammers make much out of transaction alerts containing the transaction’s IBAN, the amount and sender and recipient?

Besides that, what is the wisest choice between the options? Email notifications could be intercepted if the scammers gain control of my email account. I might not receive emails while traveling in an area with low reception, while sms still come through.

SMS might be problematic if my phone gets stolen with the sim card. So there’s no way to be informed (but also no good way to authenticate myself to the bank to halt all transactions).

The bank app is not good because it relies on me having a smart phone and an internet connection. The bank states that email and sms will be send unencrypted (as usual), this option is not clear, but it probably will be.

Which of these options offers the most unlikely scam scenarios?

[ Credit ] Open Question : Does a personal loan from the bank accumulate a lot of interest if someone just makes the minimum payment every month?

Say if someone needed a 10k loan, and for a couple years was only able to make the minimum payment every month, and then after that, they’re able to pay back that other 7-8000 dollars all at once. Will that accumulate a lot of interest over time?

Is there a way to set up an image custom field to function as a category field with a predefined photo bank?

I would like to know how can I create a predefined image bank by using Jetengine taxonomy or any other way/plugin.

My main purpose is to use Forminator plugin post create template so that the user on the front-end will be able to select an image from a predefined image bank (the same as using a category but in this case the user will see a dropbox of images and will be able to select from it).

You can see a sample of media (photo) custom field on the following link (the line with the icons and photo).



[ Small Business ] Open Question : What does the bank consider when you request a small business loan? ?

It might be a pipe dream but I desire to open an animal shelter that doubles as an animal boarding place to support some of the cost of the shelter. I am very young(22), have four years of experience in animal handling(either dog training or working at an animal shelter), but when it comes to the business side of things, I am a complete novice. When I talk to some of my co workers, they always recommend going to school and getting a degree in business if I want to have a chance of getting a small business loan. From those who have experience in loans or starting small business’, is this the case? What all goes into consideration on the banks part when considering you? Is a four year degree worth it?