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Month end handling during log archival in CPanel

I’ve got a website on shared hosting under CPanel 86.0.21. Under Metrics/"Raw access", there’s a checkbox to enable discarding previous month’s logs. How does that work, exactly?

The log processing runs every 24 hours, CPanel says that much. I’d assume it doesn’t happen exactly at midnight. Does it do the discarding on the first day of the next month? If so, what happens to the log records from the last day of the previous month – are those never archived?

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[ Credit ] Open Question : Does a personal loan from the bank accumulate a lot of interest if someone just makes the minimum payment every month?

Say if someone needed a 10k loan, and for a couple years was only able to make the minimum payment every month, and then after that, they’re able to pay back that other 7-8000 dollars all at once. Will that accumulate a lot of interest over time?