Does the bard’s Jack of All Trades feature make them proficient with thieves’ tools?

PHB describes the Jack of All Trades feature as

you can add half your proficiency bonus, rounded down, to any ability check you make that doesn’t already include your proficiency bonus

It also says that

trying to open a lock requires proficiency with thieves’ tools

Assuming that Jack of All Trades does not give you proficiency in any skill that you are not proficient in, does it mean a bard actually can NOT pick a lock?

How does Jack of All Trades interact with Reliable Talent?

The Bard’s Jack of All Trades says you can add half of your proficiency bonus to rolls to skills that you otherwise can’t add your proficiency bonus. And the Rogue’s Reliable Talent feature lets them roll a minimum of 10 on any skill that benefits from their proficiency bonus.

So if I am a Rogue 11/Bard 2, does the half-proficiency from JoAT let me roll a minimum of 10 on ALL skills via Reliable Talent, or does half the proficiency bonus not count as activating Reliable Talent?

Where can I find this feat (chain?) that trades dodge AC bonuses for damage reduction?

Long story short I’m in an insanely high powered campaign where stuff still passes my ac at 22 ac more often than not. So while searching for ways to get my ac higher I found this post online that had an answer which said the following inspiring me to go the dr route. Even if dr only lowers damage it still applies more often than ac in this special case.

There is a feat chain that allows you to convert dodge bonuses to AC into double the same amount of DR. Stack that on a superstitious barbarian and you might have someone durable enough to operate without armour or magic. A level or two of Lore Warden might help out.

I want to know where to find that feat.

Does Bard’s Jack of All Trades grant them greater initiative?

Bards get the ability “Jack of All Trades” which reads:

Starting at 2nd level, you can add half your proficiency bonus, rounded down, to any ability check you make that doesn’t already include your proficiency bonus.

Since your initiative roll is based purely on your dexterity, and it says “ability check” and not “skill check”, does that mean that a Bard, starting at 2nd level, will tend to have better initiative than others?

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Investment strategy based on winning/loosing odds of past trades

not being strong at math at all, I’m posting my question here hoping to find a good money allocation based on the odds an investment strategy returns.

With a certain strategy trading Forex and Bitcoin, I end up hitting my first take profit target between 31,5% and 52,1%. So, for every 3 trades I take, about 1 to 1,5 trades are reaching their target.

There’s also a 2nd and 3rd take profit target. Once the 1st is reached, the chance to have the 2nd profit target being reached is between 57,1% and 83,3%. Reaching the 3rd target is between 0% and 58,3%.

Since reaching target 2 is higher than reaching target 1, I think it would be wise to increase my investment once target 1 is hit. And reduce it again once target 2 is reached. Is there somehow a way to calculate the most optimal money allocation based on these odds?

I’ll give some more info on the investigation I did (maybe I need to do more to be statistically correct). Bitcoin trades: – Going long: 32 trades, 14 hit TP1, 8 hit TP2 and 5 hit TP3 – Going short: 27 trades, 9 hit TP1, 7 hit TP2 and 4 hit TP3 Forex trades: – Going long: 19 trades, 6 hit TP1, 4 hit TP2 and 0 hit TP3 – Going short: 23 trades, 12 hit TP1, 10 hit TP2 and 7 hit TP3

The take profit (TP) levels are increments of the same value. Let’s say the current price is 100 and if your TP1 value is 5 higher (105), then TP2 is 2*5 (110) and TP3 is 3*5 (130).

Thanks a lot!

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